Ok you guys, it is February the 2nd 2018 and I, Andrea Fenise J. (will not just publicly give out my government name lol) has $500 saved. Like ya'll ?! I can't believe it.
I HAVE ACCOMPLISHED ONE OF MY FIRST MINI GOALS FOR 2018!!!!!!!!
I know $500 maybe chump change to you thousandaires and millionaires--so please don't pour Kool-Aid on my accomplishments...k?! I have sacrificed so many years of financial gain for the dream of entrepreneurship, so money wasn't just always flowing abundantly. It flowed and then dried up then flowed and dried up lol. I found myself robbing myself (my business accounts) to pay MLGW. I kept that cycle going for months and decided NO MAS.
And now I am here! Making big girl decisions to give myself room to move around freely to have money set aside in the case of an emergency or not enough hours on my check. The last week of January, was just that sort of an emergency.
I had to rob my emergency fund to pay my super sky high utility bill which was like $300 dollars. I live in a super old house built in 1910 with hardwood floors, old windows, and the insulation isn't that great. We had some very frigid cold days and I am not here for cold at all. My heat was on H-E-L-L, spacer heaters were in heavy rotation and Amira consumed every ounce of electricity for a week. Plus, I didn't have a full 80 hour check the pay period prior so things were a little tight.
Thankfully, I had the money available plus extra income coming in from a freelancing project. I borrowed $300 from myself but paid myself back and added 10% to my January emergency fund.