WEEK 2 : Every Day You Make Progress

I haven't been this inspired in a very long time. It feels therapeutic, liberating and intoxicating. For as long as I can remember, I have always dreamed about the possibility of what things could be. How I could manifest all of my dreams and desires. I knew that with discipline, hard work, courage and a lot of creativity anything can happen. 

Now let me be real, my glass hasn't always been half full. I've had days where I've almost fell into the glass wondering where the hell the rest of my water is. But, I snap out of it. Rehydrate myself --- metaphorically speaking and stand tall and firm in my innate ability to create and do whatever my heart wants, even if it seems totally out of reach. I have to believe that with every step I'm getting a little closer. 

I found this quote and wanted to share it with you all. It's one from the legendary Sir Winston Churchill.

"Every day you may make progress. Every step may be fruitful. Yet there will stretch out before you an ever-lengthening, ever-ascending, ever-improving path. You know you will never get to the end of the journey. But this, so far from discouraging, only adds to the joy and glory of the climb."

Because remember I said I was inspired?! I decided that while I'm on this journey of #40before#40, I would go back to the days of early blogging back in 2005 and 2006 when I was inspired the most by bloggers.

Blogging back then was sooooooo different from today. The platforms were different. During the early OG blogging days it was more for self expression and journaling. I remember waking up some mornings before going in to work reading Chicky Finance and seeing her updates on her financial journey. There was this one super dope girl from New York I followed that just blogged about her life, her hair, her career and everything else in between but it was SO inspiring. None of the bloggers I followed then were "experts". They were just expressing themselves in a digital world, sharing themselves and things of interest to them. 

I decided that #40before40 will be written the same way. I feel like it's more organic, thought provoking and intimate that way. Plus,  I'm not an expert in any of the 40 items which is why they are still unaccomplished at 37 years old. HA! 

These posts will be sort of like journal entries. I'm sure I'll share pics, success and failures or just general this is what I did today in pursuit of XYZ. As Winston Churchill stated, Every day you make progress. 

HERE'S HOW MY FIRST WEEK WENT....

Because I committed myself to the goal and put it out for the entire world to hold me accountable, every single day, I was conscious of staying on budget and creating extra income to add to my goal. I set a budget for the month and legit wrote it out on pen and paper so I'd know it was real. Another thing, I added a financial log in Notes in my phone to keep track of every penny I spent. The thing with my financial situation is that I have money but not really good at directing and making things go where they need to go. I really believe if I master saving FIRST then paying bills I will see major progression. 

I got paid last week from my job so as soon as direct deposit hit the bank. I withdraw 10% from my paycheck and adding to savings. I adopted Warren Buffet's philosophy on saving. I save first then pay bills with what's left. Not the other way around. I paid all bills for the upcoming 2 week period and set aside money for miscellaneous expenses like food, gas, and toiletries. I took Daniel to dinner and treated Amira to a mani and pedi --- it was a miscellaneous line item already included in the budget. NO SPLURGING.

Andrea Fenise Memphis Fashion Blogger shares #40before40 series
Andrea Fenise Memphis Fashion Blogger shares #40before40 series A

THEN...the spending stopped. I'm not buying anything absolutely anything that wasn't already allocated in the budget. I had money left but baby I DID NOT want to spend it. I think if nothing crazy happens I may be able to reach my monthly goal quicker. We will see. My washing machine broke this week and I had the money in my savings to at least buy a used washer. I decided nope. I will set aside some extra money from my paycheck or just go to the laundromat. 

The money I calculated is for the emergency fund. I'll have to set aside a separate savings for other expenses. I could pick up a sewing project to make the money. HMMM. 

When you have your eye on a prize especially if you are an overly ambitious person you can do it. I became more consumed with the idea of taking more steps rather than the notion or idea that I was scaling back. 

JANUARY SAVINGS GOAL
 
$220 $500

AS OF JANUARY, my monthly goal was set at saving $500 per month. Week 2 I am at 50% of goal with $297. I don't want to look at the #40before40 goal right now LOL. I just keep saying to myself. "Every day you may make progress. Every step may be fruitful.  

#40BEFORE40 GOAL
 
$220 $5,967